Creating A Subdivision From Your Property

home_subdivisionThere are many reasons someone might decide to create a subdivision of their property.
If you inherited a large lot from a parent, purchased a lot of land for a real estate investment, maybe your house is on a lot larger than you need, or perhaps you want to reduce your annual property taxes by selling off a subdivided portion of your lot. It will cost some money to proceed with this process to the end, but you will never know how lucrative the results will be, until you begin the process with these seven general steps.

Seven Steps Toward Subdividing Your Property:

  • Obtain a legal copy of your Title, by Title Search.
  • Contact Your County’s Planning and Development Office
  • Hire a Trusted Engineer or Architect.
  • Hire a reliable Land Surveyor.
  • Apply for a planning permit.
  • Address all amendments assessed by the County Review Board.
  • Resubmit your revised Subdivision Proposal with all documents required.

1) Performing the Title search: If you own the property you want to create the division for, you already had the Title Search and it’s just a matter of finding the paperwork in your sales and mortgage papers. If you are purchasing the lot, the Title Search is required and you can get a Certified copy sign by the Notary Public from the property sale at “closing”.

2) Every county’s rules and regulations are different, contact your Planning and Development Office to double check on updated lot restrictions and other Zoning Ordinances. Be sure to request for the Updated versions.

At this time you may want to consider hiring an attorney, or at least paying for a consultation, to get advise on handling lot restrictions and other Zoning Ordinances. Some counties require cumbersome and costly processes by which added help can often cut through the red tape. You must remember as you continue on, however, that this formal process of subdivision and land development is designed for the purpose of insuring the health, safety and welfare of community members, accomplished only through sound planning and careful government review.

3) You’ll need to coordinate with an engineer or architect to work a viable plan of subdivision for your property. The number of subdivisions and the size of your lot, will be affected by where you have to put in roads and utilities.

4) Your land surveyor can be a great asset when you have to present forms for your Subdivision Proposal to the Country Planning Commission and review Board. Having an excellent land surveyor makes all the difference when he can proficiently document and provide the needed papers.

  • Create your property survey.
  • Compare new survey with Country Records.
  • Stake out divided Areas – surveyor will include utility easements, septic areas, room for streets or driveways, etc.
  • Create a Plat, (certfied survey map), approved by your engineer.

5) Of coarse your list will vary from State-to-State, County-to-County, but general permit applications usually include the following:

Process for a Planning Permit

  • Complete the Permit Application.
  • Enclose a check for Application Fee
  • Copy of your Certified Property Title.
  • Certfied copy of the Survey map with corrections for Subdivision.

6) Address any amendments the Review Board made to your Subdivision Propsal, and submit plans to the local Health Department for Review.

7) Resubmit all revisions and required documentation back to the County Planning Commission.

Once the Planning Commission has been satisfied, your plans will be submitted to the governing body of the municipality. The township engineer, various supervisors and commissioners may do additional revisions, make written comments and if the property is significant, even hold public meetings.

When you have completed this formal process, you will be ready to apply for building permits, hire your contractors, for example, any construction contractor licensed to create driveways of Asphalt in Indianapolis, to rent heavy equipment and actually build the subdivisions for your property. The following permit forms are an example of what will be needed to install Asphalt driveways in your subdivisions, if your property is in Indianapolis:

1. Class I: The location for this class of approach is usually in an urban area. The
approach characteristics are such that it cuts through an existing curb and serves a
private residence and improved property. A hard pavement surface, curbs, and
sidewalks are common elements in the construction of these approaches.

2. Class II: The location for this class of approach is usually in a rural area. The
approach characteristics are such that it is attached to the highway edge of the
pavement or improved hard surface shoulder and serves private residences and
improved property. A pipe continuing drainage along the highway ditch line is a
common element in the construction of these approaches.

**Some States and Counties will require that utilities and roads are installed before you can sell the property.

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